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Bad Credit Mortgage Advice Across Devon
Having a poor credit history doesn't automatically mean you can't get a mortgage. Our Devon mortgage advisers help clients with missed payments, defaults, County Court Judgments (CCJs), debt management plans and other credit issues find suitable mortgage solutions. We work with a wide range of lenders, including those that specialise in more complex cases.
Is This Right For You?
- Missed payments on credit commitments
- Defaults on your credit file
- County Court Judgments (CCJs)
- Debt management plans
- Previous mortgage arrears
- Unsure how your credit history affects your options
Why Clients Choose The Mortgage Cube
- Access to over 100 mortgage lenders
- Over 500 five-star Google reviews
- Experience with complex mortgage cases
- Access to specialist lenders
- Clear guidance throughout the process
- Dedicated local mortgage advisers
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.
Local Bad Credit Mortgage Advice From Devon Experts
Many people assume that a poor credit history means a mortgage is impossible, but that is not always the case. Different lenders assess credit issues in different ways and some are willing to consider applicants who have experienced financial difficulties in the past.
Whether you've had missed payments, defaults, CCJs or other credit challenges, our advisers will review your circumstances, explain the options available and help you find the most suitable mortgage solution.
- Over 500 five-star Google reviews
- Access to over 100 mortgage lenders
- Local Devon-based advisers
- Support from application to completion
Why Devon Clients Choose The Mortgage Cube
500+ Five-Star Reviews
Trusted by hundreds of Devon homeowners and buyers on Google.
Access to Over 100 Lenders
Access to thousands of mortgage products from leading UK lenders.
Devon-Based Advisers
Local advisers who understand the Devon property market.
End-to-End Support
One dedicated adviser from application through to completion.
Complex Case Specialists
Helping clients secure mortgages when circumstances are more challenging.
Book Appointment
Concerned About Your Credit History?
We'll explain your options clearly, review your circumstances and help you understand which lenders may be able to help.
Bad Credit Mortgage FAQs
Can I get a mortgage with bad credit?
Possibly. Many lenders are willing to consider applicants with credit issues, although the options available will depend on the type, severity and age of the credit problems.
Can I get a mortgage with a default?
Yes. Some lenders will consider applicants with defaults, although eligibility will depend on when the default occurred and the overall circumstances.
Can I get a mortgage with a CCJ?
Potentially. Many lenders assess CCJs individually and specialist lenders may be available depending on the size and age of the judgment.
Will a missed payment stop me getting a mortgage?
Not necessarily. A single missed payment is often treated differently to more serious or repeated credit issues.
Can I get a mortgage after a debt management plan?
Yes. Some lenders will consider applicants who have completed or are currently in a debt management plan, subject to their lending criteria.
Will I need a larger deposit if I have bad credit?
In some cases, lenders may require a larger deposit or offer different terms depending on your credit history and overall application.