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Self-Employed Mortgage Advice Across Devon
Getting a mortgage when you're self-employed can feel more complicated, but it doesn't have to be. Our Devon mortgage advisers help sole traders, company directors, contractors and partnerships secure mortgage solutions from lenders who understand self-employed income.
Is This Right For You?
- Sole trader looking for a mortgage
- Limited company director
- Contractor or freelancer
- Newly self-employed
- Looking to maximise borrowing
- Unsure which income lenders will use
Why Self-Employed Clients Choose The Mortgage Cube
- Access to over 100 mortgage lenders
- Over 500 five-star Google reviews
- Experience with self-employed applications
- Guidance on SA302s and accounts
- Support from Decision in Principle through to completion
- Dedicated local mortgage advisers
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.
Local Self-Employed Mortgage Advice From Devon Mortgage Experts
Self-employed applicants often assume getting a mortgage is difficult, but many lenders are happy to consider business owners, company directors and contractors. Our advisers explain how lenders assess income, identify suitable lenders and guide you through the application process from start to finish.
- Over 500 five-star Google reviews
- Access to over 100 mortgage lenders
- Local Devon-based advisers
- Support from application to completion
Why Devon Self-Employed Clients Choose The Mortgage Cube
500+ Five-Star Reviews
Trusted by hundreds of Devon clients on Google.
Access to Over 100 Lenders
Access to thousands of mortgage products from leading UK lenders.
Devon-Based Advisers
Local advisers who understand the Devon property market.
End-to-End Support
One dedicated adviser from application through to completion.
Self-Employed Specialists
Helping sole traders, company directors, contractors and freelancers secure mortgage solutions across Devon.
Book Appointment
Self-Employed And Looking For A Mortgage?
Whether you're a sole trader, company director, contractor or freelancer, we'll help you understand your options and move forward with confidence.
Self-Employed Mortgage FAQs
Can I get a mortgage if I'm self-employed?
Yes. Many lenders are happy to lend to self-employed applicants provided income can be evidenced through accounts, SA302s or other acceptable documentation.
How many years of accounts do I need?
Some lenders require two years of accounts, while others may consider applications with only one year's trading history.
Can company directors get a mortgage?
Yes. Many lenders assess directors using salary and dividends, while some will also consider retained profits.
Can I get a mortgage if my income varies?
Yes. Lenders understand that self-employed income can fluctuate and assess each application individually.
Can contractors get a mortgage?
Yes. Many lenders offer specialist contractor mortgage criteria and may assess affordability using day rates.
How much can I borrow as a self-employed applicant?
This depends on your income, commitments and the lender's criteria. We'll calculate realistic borrowing figures based on your circumstances.