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Buy-to-Let Mortgage Advice Across Devon
Whether you're a first-time landlord buying your first rental, a portfolio landlord expanding across Devon and Torbay, or an investor exploring limited company buy-to-let purchases or holiday let opportunities along the South Devon coast, our advisers help you secure competitive mortgage solutions. We support landlords across Torquay, Paignton, Newton Abbot, Brixham and surrounding areas.
Is This Right For You?
- First-time landlord
- Existing property investor
- Limited company buy-to-let purchase
- Remortgaging an investment property
- Expanding a property portfolio
- Looking to maximise rental income
Why Landlords Choose The Mortgage Cube
- Access to over 100 mortgage lenders
- Over 500 five-star Google reviews
- Experience with buy-to-let lending
- Support for limited company applications
- Guidance on portfolio lending
- Dedicated local mortgage advisers
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.
Local Buy-to-Let Mortgage Advice From Devon Experts
Buy-to-let mortgages work differently to residential mortgages, with lenders assessing both rental income and your personal circumstances. Whether you're purchasing your first investment property or growing an established portfolio, our advisers help you understand your options and secure the right mortgage for your investment goals.
Devon offers a varied investment landscape, from long-term rental properties serving the year-round Torquay, Paignton and Newton Abbot rental markets, to holiday let opportunities across South Devon's coastal towns and villages. We advise on standard buy-to-let mortgages for traditional lets, as well as specialist holiday let mortgage options designed around short-term and seasonal rental income.
- Over 500 five-star Google reviews
- Access to over 100 mortgage lenders
- Local Devon-based advisers
- Support from application to completion
Why Devon Landlords Choose The Mortgage Cube
500+ Five-Star Reviews
Trusted by hundreds of Devon homeowners and landlords on Google.
Access to Over 100 Lenders
Access to thousands of mortgage products from leading UK lenders.
Devon-Based Advisers
Local advisers who understand the Devon property market.
End-to-End Support
One dedicated adviser from application through to completion.
Buy-to-Let Specialists
Helping landlords secure investment property finance across Devon.
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Looking For Buy-to-Let Or Holiday Let Mortgage Advice?
Whether you're purchasing your first investment property, refinancing an existing rental property, buying through a limited company or exploring holiday let opportunities across Devon, we'll help you find the right mortgage solution.
Buy-to-Let Mortgage FAQs
Can I get a buy-to-let mortgage as a first-time landlord?
Yes. Many lenders offer buy-to-let mortgages for first-time landlords, subject to meeting their criteria.
Can I buy a buy-to-let property through a limited company?
Yes. Many landlords choose limited company ownership for tax planning purposes and there are specialist lenders that support this.
Can I get a mortgage for a holiday let in Devon?
Yes. Holiday let mortgages are widely available for properties across Devon, including popular destinations such as Torquay, Paignton, Brixham, Dartmouth and Salcombe. Lenders will typically want to see projected short-term rental income from a recognised holiday letting agent, and most expect the property to be let on a furnished, short-stay basis rather than as a long-term residential tenancy. Deposit requirements are usually higher than a standard buy-to-let, often around 25-30%, and a smaller pool of specialist lenders operates in this space — which is where specialist advice helps.
What's the difference between a holiday let mortgage and a buy-to-let mortgage?
A standard buy-to-let mortgage is designed for properties let to a single tenant on an Assured Shorthold Tenancy, with affordability assessed against the expected monthly rent. A holiday let mortgage is designed for properties let on a short-term, furnished basis to multiple guests throughout the year, so lenders assess affordability using projected low, mid and high-season weekly rental income rather than a flat monthly figure. Holiday let mortgages typically require a larger deposit, come from a narrower group of specialist lenders, and have different criteria around personal income, property type and letting arrangements. The tax treatment also differs, so many landlords take separate advice from an accountant alongside the mortgage advice.
Can I remortgage a buy-to-let property?
Yes. Landlords often remortgage to secure a new rate, release equity or restructure their portfolio.
Can I have more than one buy-to-let mortgage?
Yes. Many landlords own multiple investment properties and specialist lenders offer portfolio landlord solutions.